The fraud on Americans that is Social Security is bad enough, but the continuing fraud perpetrated on the younger workers of the United States is an additional scandal. We know that there is not a penny of value in the Social Security Trust Fund and that it operates only on a pay-as-you-go-basis. The Trust Fund is now running a deficit trying to pay benefits, so to continue to force young workers to pay into a money-hole from which they will never draw a cent of retirement money is wrong and it must stop. No one currently in their 20s, 30s, or even their 40s will see any benefit from their current FICA payments, so part of a Social Security reform must be to allow them to opt-out and invest their money in sources that will have value when they eventually retire.
The liberals/progressives continue their idiotic argument that we must continue to feed money to the government for our retirement because, given the recent down-turn in the stock market (a down-turn that was begun and made worse by government action, by the way) the. Tell that to the citizens of Greece! And the way of Greece is exactly the direction we're heading. The government can cut off any spending, payout and benefits any time it so desires, as Greece has recently demonstrated. But if you have money invested in corporate stocks or bonds, even if the market crashes, you have some value left, and the value will restore as the market recovers. And if you lose all your money in a market crash then it's your fault for not sufficiently diversifying your investments.
People with actuarial skill and training need to determine the age at which full Social Security pay-ins are reduced and what ages are completely exempt from paying into the phony system, but we are destroying the futures of our children and grand children with the current program, and that's immoral.
