If we want a less abusive government we must make it smaller, and Social Security is a good place to begin reducing government, and at the same time we can give an honest break to our younger workers.
Government Reduction:
First and foremost there is no Social Security Trust Fund. When FICA money is sent to Washington an IOU is issued to the Social Security Fund and the money goes directly to the Treasury where it is spent. The reason there is such furor whenever changes to Social Security are proposed is not out of concern for the future of workers when they retire, it's because letting people keep more of their own money and direct their income to their own retirement accounts deprives the government of billions of dollars it currently spends or gives to its pals and political supporters (can you say "Solyndra"?). Letting workers establish their own self-directed retirement accounts with the payroll deduction currently going to Social Security deprives government of money and makes it smaller. That's the ideal. And if we allow young workers to self-direct their retirement we further reduce government because future retirees will not be dependent on Social Security, thereby assuring a smaller, less expensive and less invasive government.
Fairness to Young workers:
We all know that our government is both broke and broken and that there will be no Social Security money left to payout to retirees in 10 or 20 years, so why perpetrate the fraud any longer by forcing workers to pay into an account that will give them nothing when they retire, when we could allow all workers under the age of 45 to direct money to their own self-directed retirement fund and opt-out of Social Security? Of course, they can stay with Social Security if they want to, but they are making a known risky move by doing so, whereas a self-directed account will always be there for them and can't be denied by a bankrupt government.
You can tell you're proposing something good when Democrats rise as a unit to oppose it, and that's exactly what happens whenever a change to Social Security is suggested, which proves it's a good idea. If we don't stop allowing government to waste billions of our FICA money and if we don't give relief to young workers and allow them to begin providing for their own retirement, the future of this nation will be more bleak than it already is under the Obama-meister.
